Insights

From cashless to super apps: Exploring fintech trends

[ad_1] Fintech services continue to change, accelerate and improve the way we conduct our financial practices From cashless to super apps Technological innovations in fintech are continuing to evolve, as we reach the halfway point of 2023. Gen Z is leading the way for fintech service adoption as physical cash continues to diminish, whilst digital […]

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How digital trade is reshaping the global economy

[ad_1] A new report, How digital trade is reshaping the global economy, shows striking confidence and investment in digital exports, beyond typical trade routes. It finds that a wide cross section of businesses are planning ambitious expansion into new international markets, from the largest enterprises to solo entrepreneurs, and that digital trade routes are becoming

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How Lending Enablement Solutions Improve Auto Lenders’ Financial and Portfolio Growth

[ad_1] The automotive lending industry is facing a unique convergence of challenges, including tightened lending conditions, reduced credit availability, and historically high vehicle prices. Despite these obstacles, emerging Lending Enablement Solutions are helping financial institutions expand their borrower base, increase loan volume, and improve return on assets (ROA) while mitigating risk. These solutions are providing

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Initial legal opinion on PSD3 and Payment Services Regulation

[ad_1] After much anticipation, the European Commission (EC) has published its proposed revisions to EU payment services legislation, as well as a proposal on Open Finance/data access in the financial services sector beyond Open Banking/payment accounts in the form of a new Open Finance framework called “FIDA”. PSD3: Modernising payment services The following article is

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Is Paze ready to fight Apple and PayPal

[ad_1] Early Warning, the bank-owned operator of the peer-to-peer payments platform, Zelle, officially entered the digital payments gold rush earlier this year when it announced plans to create a new digital wallet called Paze. The new service will compete directly with an increasingly crowded field of digital wallet providers including the likes of PayPal, Apple and

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Global banks to spend $57 billion on legacy payments technology

[ad_1] According to a new study by IDC Financial Insights, spending on legacy payments technology is rising rapidly and damaging the growth prospects of banks around the world. Global financial institution (FI) spend on outdated payment systems is expected to climb to $57.1 billion in 2028 from $36.7 billion in 2022, with an average annual

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5 ways cards and phones work together to make payments better

[ad_1] Industry hype is focused on digital wallets and alt-pays – but in a new white paper, Nordic payments leader Tietoevry outlines five ways the mobile phone and payment card can work together for greater speed, convenience and security. Will the future be card or mobile payments? Biometric security Biometric security features like user fingerprints

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